The pan-African fintech

Collect, transfer
and manage your
payments
with total simplicity.

BITWISI is transforming international transfers and simplifying digital payments for individuals, businesses and merchants across Africa — secure, and connected to leading banks and Mobile Money solutions.

Open an account Request a demo

Get it on App Store

Get it on Google Play

Bank-grade security

Zero hidden fees

Instant transfers

55 561 XAF

$1 = 610 XAF

Best rates

US Dollar

CFA Franc

Conversion calculator

Calculate your fees
instantly

Transparent fees

The more you send, the lower the fees.
Fast

Money usually arrives within seconds.
Total peace of mind

Guaranteed exchange rate and no surprises on arrival.

* Indicative estimate. Actual rates and fees may vary by market.

Conversion calculator

1 USD = 610 XAF

You send exactly

Recipient gets

Arrives in

—

Total fees

— included

Send now

Why Bitwisi?

Simple, fast
and secure.
Built for
Africa.

Bitwisi connects the African diaspora with their loved ones through an instant, transparent and accessible payment infrastructure — with no hidden fees.

50,000+

Transactions processed per day

99.9%

Uptime

Open an account

Money transfer

From Europe or anywhere else, your loved ones receive the money within seconds — with no hidden fees.

< 30s

✓ Paid

Pending

Bill payments

CamWater, Eneo, Canal+, Creolink and many more.

Virtual card

Shop online securely straight from your account.

+ coming soon

Mobile Money

Compatible with MTN MoMo, Orange Money and the GIMAC network.

Merchant collections

Accept payments via QR code and POS terminal for your business.

QR & POS

24 hours 7 days

Bitwisi GAB

A network of automated teller machines — withdraw cash anywhere, anytime.

For businesses

Collect, pay and automate
your financial operations

A suite of tools for merchants, businesses and institutions: payments, withdrawals, bills, API, reporting and compliance.

Collect Pay Withdraw Verify Reconcile Automate

Request an integration

Omnichannel collections

Accept payments in-store, online or via API: cards, mobile money, QR code, number-based payment and bank transfer.

Cards
Mobile Money
QR Code
Number-based payment
Bank transfer

Service payments

Bills, phone, internet, TV, school fees and utilities in a single flow.

Electricity Water Internet TV bundle

Merchant API

Integrate payments, transaction statuses and webhooks into your business applications.

REST API Webhooks OAuth 2.0 JWT

Outbound payments

Pay salaries, suppliers, refunds and commissions to wallets or partner banks.

Salaries
Suppliers
Agents

Withdrawals & deposits

Give access to cash via mobile money, agents, partner banks and ATMs.

Mobile money
Agents
ATMs

Reporting, compliance & reconciliation

Track flows in real time, reconcile transactions, export data and apply verification rules.

KYC
AML/CFT
Audit trail
Exports
Analytics

Security & compliance

Controls built into every payment

Identity verification, strong authentication, encryption, fraud detection, traceability and regulatory compliance to secure every transaction.

See our security measures

Fraud detection

Intelligent monitoring of transactions, limits, unusual signals and suspicious behavior.

Real-time Alerts Scoring

Encryption

TLS 1.3

Data

AES-256

Session

JWT

Access

OAuth

Secure access

PIN, OTP, 2FA, trusted devices and session controls to reduce the risk of unauthorized access.

OTP 6-digit PIN 2FA

Full traceability

Every transaction keeps a usable history: proof, status, channel, timestamp and audit trail.

Transaction created

Risk control applied

Audit log recorded

Compliance & audit

Verification processes, transaction reviews and regulatory requirements built into the journey.

BEAC AML/CFT PCI DSS GDPR

Data protection

Encryption of sensitive data, access management and control over critical information.

Security performance

99.9%

target uptime

<500ms

API response

Our partners

Our partners, your access to every essential service

Our partners — telecom operators, energy providers, payment networks and public utilities — let BITWISI offer a single point of access to collect, pay and track all your transactions.

Telecom Energy TV & media Mobile money Bank cards